Easy access to real-time information has made the internet the go-to source for most of us. In addition, the internet has revolutionized the way of doing business influencing and changing the habits of various shoppers. Over 800 million have shopped online worldwide and the number of internet shoppers has grown by almost 20% every year. [...]
4 Main Scholarship Search Sites For Selected Minority Students
January 18, 2012 By Leave a Comment
The cost of going to college has been rising throughout the years and it is becoming less affordable for a lot of families. Most college students use some sort of financial aid to help pay for the costs of college such as student loans, grants, scholarships, IRA accounts, and other educational tax savings programs. Among [...]
The Early Withdrawal Consequences on a Roth IRA
January 16, 2012 By Leave a Comment
There might come a time when you’ll find yourself in a financial bind and may not have any other options but to tap your retirement plans. The IRS considers any withdrawals from your retirement plan an early withdrawal or distribution if made before you reached the age of 59 1/2 years. In general, the early [...]
2011 Tax Tables and Rates
January 14, 2012 By Leave a Comment
Every year the tax tables are updated for cost of living allowance (COLA). Your tax filing status determines what tax bracket you’re going to be at. Generally speaking, married people filing jointly (MFJ) usually receives the best tax rate. The United States tax system is progressive, which means that as your income increases, your tax rate increases [...]
Guide To Buying Your Home
December 28, 2011 By Leave a Comment
Deciding when to buy a house is probably one of the toughest decisions that you will make. For most families, home ownership is probably on top of the family’s wish list and coming close to that reality may bring anxiety. The following are a few of our articles related to home buying that you can [...]
Business Expenses: 3 Requirements To Qualify As Tax Deductions
October 16, 2011 By Leave a Comment
As a home based business owner, one question that you may be wondering is what business expenses are deductible on your tax return. There are no clear cut answer since most of us run different types of businesses. What may be deductible in one business may not necessarily be deductible in another. Because it is [...]
Home-Based Business Start-up Guide
October 8, 2011 By 2 Comments
There are millions of home-based business in United States and the number is still growing. More and more people are turning into running a home-based business because of the various advantages it presents. Did you know that one of the best ways to reduce your taxes is to start a home-based business? Did you know [...]
My Wife Just Passed the US Citizenship Interview and 6 Tips You Can Use Before and During the Interview
August 3, 2011 By 15 Comments
My wife had her US Citizenship interview just two weeks ago and she passed! I know that it was pretty late posting this since I was still thinking on what to include on this article and decided to post tips for those immigrants applying for US citizenship. She’s been really working hard on it and [...]
How to Report Hobby Income and Expenses on Your Tax Return
July 29, 2011 By 11 Comments
Hobbies keep balance in our life. It is an activity that we love and enjoy that help us relieve the stress of our day-to-day lives or a diversion to keep us sane. Although most hobbies are done just for leisure such as listening to music, playing sports, playing video games, reading books, traveling, or what [...]
Brand New Look for My 15-Year Old Car And How I Save Money On This
July 20, 2011 By 16 Comments
As part of our frugal ways, my wife and I share only one car and we were able to do so by deciding to move closer to where I work. This way, neither one of us has to take the public transportation. I have taken care of the “mechanical” aspects of my car by following [...]
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