Deciding when to buy a house is probably one of the toughest decisions that you will make. For most families, home ownership is probably on top of the family’s wish list and coming close to that reality may bring anxiety. The following are a few of our articles related to home buying that you can [...]
Home-Based Business Start-up Guide
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There are millions of home-based business in United States and the number is still growing. More and more people are turning into running a home-based business because of the various advantages it presents. Did you know that one of the best ways to reduce your taxes is to start a home-based business? Did you know [...]
My Wife Just Passed the US Citizenship Interview and 6 Tips You Can Use Before and During the Interview
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My wife had her US Citizenship interview just two weeks ago and she passed! I know that it was pretty late posting this since I was still thinking on what to include on this article and decided to post tips for those immigrants applying for US citizenship. She’s been really working hard on it and [...]
How to Report Hobby Income and Expenses on Your Tax Return
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Hobbies keep balance in our life. It is an activity that we love and enjoy that help us relieve the stress of our day-to-day lives or a diversion to keep us sane. Although most hobbies are done just for leisure such as listening to music, playing sports, playing video games, reading books, traveling, or what [...]
Brand New Look for My 15-Year Old Car And How I Save Money On This
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As part of our frugal ways, my wife and I share only one car and we were able to do so by deciding to move closer to where I work. This way, neither one of us has to take the public transportation. I have taken care of the “mechanical” aspects of my car by following [...]
Donate or Sell Broken Car?
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What happens if the cost of repair is more than the cost of the car? Would you give it up or have it fixed? This was the dilemma that my friend was facing. One of the car that he drives needed some repair but it turned out that it would cost him a lot of [...]
The Pair of Shoes That Made My Wife’s Day!
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The months of July, August and September are probably the busiest months for us when it comes to our social life. These are the months that most of our friends, godchildren, and relatives are celebrating their birthdays. As part of our frugal shopping ways, we always try to shop for gifts during the holiday sale [...]
7 Quick Facts About Roth IRA Contributions
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In general, contributions to a Roth IRA are made using your after-tax dollars. Thus, there is no upfront tax savings to you, which may seem a bad deal on your current year’s finances. However, the key advantage of this type of IRA is if you start receiving distribution come retirement time, you will not have [...]
My Employer Has Restored the 401k Matching Contribution
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A few months ago, my company has been looking to cut cost in order to balance their budget. I guessed, I can say that to most companies during the economic downturn. The company does not have any plans of laying off people and we are also in a hiring freeze except for the critically needed [...]
Need A Down Payment For Your House? Your City or County May Have Free Money For You
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Most bank are requiring you to put in a down payment when buying a home. Gone are those days where you can get zero down payment or borrow second mortgages as your down payment if you are obtaining conventional mortgages. Nowadays, it’s either you saved up for it, borrow from your retirement funds (401k, IRA, [...]
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