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	<title>Comments for Spruce Up Your Finances</title>
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	<link>http://spruceupyourfinances.com</link>
	<description>Financial tips to keep more of your hard-earned money</description>
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		<title>Comment on Tax Break For Homeowners Selling Their House by Carnival of Personal Finance #302: Opening Day Edition &#124; Money Beagle</title>
		<link>http://spruceupyourfinances.com/2011/03/25/tax-break-for-homeowners-selling-their-house/#comment-2490</link>
		<dc:creator>Carnival of Personal Finance #302: Opening Day Edition &#124; Money Beagle</dc:creator>
		<pubDate>Mon, 30 Jan 2012 16:22:12 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=3700#comment-2490</guid>
		<description>[...] Spruce Up Your Finances lists a few &#8216;Tax Breaks For Homeowners Selling Their Homes&#8216; [...]</description>
		<content:encoded><![CDATA[<p>[...] Spruce Up Your Finances lists a few &#8216;Tax Breaks For Homeowners Selling Their Homes&#8216; [...]</p>
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		<title>Comment on Top 4 Reasons Why People Start an Online Business by retirebyforty</title>
		<link>http://spruceupyourfinances.com/2012/01/20/top-4-reasons-why-people-start-an-online-business/#comment-2486</link>
		<dc:creator>retirebyforty</dc:creator>
		<pubDate>Thu, 26 Jan 2012 21:05:00 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=754#comment-2486</guid>
		<description>Great reasons. I started because I want to explore the possibilities.</description>
		<content:encoded><![CDATA[<p>Great reasons. I started because I want to explore the possibilities.</p>
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		<title>Comment on Top 4 Reasons Why People Start an Online Business by Judith McIntosh</title>
		<link>http://spruceupyourfinances.com/2012/01/20/top-4-reasons-why-people-start-an-online-business/#comment-2483</link>
		<dc:creator>Judith McIntosh</dc:creator>
		<pubDate>Thu, 26 Jan 2012 08:01:21 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=754#comment-2483</guid>
		<description>@MissT is right, the time is very flexible, as a person with a disability, this online businesses opens a door for to for opportunity to be able to work at home.</description>
		<content:encoded><![CDATA[<p>@MissT is right, the time is very flexible, as a person with a disability, this online businesses opens a door for to for opportunity to be able to work at home.</p>
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		<title>Comment on Top 4 Reasons Why People Start an Online Business by Miss T @ Prairie Eco-Thrifter</title>
		<link>http://spruceupyourfinances.com/2012/01/20/top-4-reasons-why-people-start-an-online-business/#comment-2478</link>
		<dc:creator>Miss T @ Prairie Eco-Thrifter</dc:creator>
		<pubDate>Tue, 24 Jan 2012 14:56:59 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=754#comment-2478</guid>
		<description>I started because it is so flexible. I like how I can do it from anywhere. This keeps a lot of doors open.</description>
		<content:encoded><![CDATA[<p>I started because it is so flexible. I like how I can do it from anywhere. This keeps a lot of doors open.</p>
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		<title>Comment on Top 4 Reasons Why People Start an Online Business by Money Infant</title>
		<link>http://spruceupyourfinances.com/2012/01/20/top-4-reasons-why-people-start-an-online-business/#comment-2471</link>
		<dc:creator>Money Infant</dc:creator>
		<pubDate>Sat, 21 Jan 2012 03:12:34 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=754#comment-2471</guid>
		<description>Easy, inexpensive and location independence were my reason, however the main driving force was to be my own boss.</description>
		<content:encoded><![CDATA[<p>Easy, inexpensive and location independence were my reason, however the main driving force was to be my own boss.</p>
]]></content:encoded>
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		<title>Comment on Top 4 Reasons Why People Start an Online Business by krantcents</title>
		<link>http://spruceupyourfinances.com/2012/01/20/top-4-reasons-why-people-start-an-online-business/#comment-2469</link>
		<dc:creator>krantcents</dc:creator>
		<pubDate>Fri, 20 Jan 2012 20:53:49 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=754#comment-2469</guid>
		<description>My reason was it was easy and inexpensive to start.  Therefore, you could be profitable very quickly.</description>
		<content:encoded><![CDATA[<p>My reason was it was easy and inexpensive to start.  Therefore, you could be profitable very quickly.</p>
]]></content:encoded>
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		<title>Comment on Our Frugal Shopping Habits To Save Money by burntout</title>
		<link>http://spruceupyourfinances.com/2011/03/14/our-frugal-shopping-habits-where-we-shop-to-save-money/#comment-2258</link>
		<dc:creator>burntout</dc:creator>
		<pubDate>Thu, 03 Nov 2011 21:21:07 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=2620#comment-2258</guid>
		<description>Good post on frugal living.  We are trying to do something similar here in India.  However, frugal here has a whole different meaning from that in the US</description>
		<content:encoded><![CDATA[<p>Good post on frugal living.  We are trying to do something similar here in India.  However, frugal here has a whole different meaning from that in the US</p>
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		<title>Comment on My Wife Just Passed the US Citizenship Interview and 6 Tips You Can Use Before and During the Interview by Tony @ Investorz Blog</title>
		<link>http://spruceupyourfinances.com/2011/08/03/my-wife-just-passed-the-us-citizenship-interview-and-6-tips-you-can-use/#comment-2257</link>
		<dc:creator>Tony @ Investorz Blog</dc:creator>
		<pubDate>Thu, 03 Nov 2011 11:10:20 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=6143#comment-2257</guid>
		<description>That&#039;s great news! I&#039;m just curious, what country is she from?</description>
		<content:encoded><![CDATA[<p>That&#8217;s great news! I&#8217;m just curious, what country is she from?</p>
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		<title>Comment on Our Frugal Ways: Move Closer to Work by Jamie</title>
		<link>http://spruceupyourfinances.com/2010/12/10/our-frugal-strategy-move-closer-to-work/#comment-2249</link>
		<dc:creator>Jamie</dc:creator>
		<pubDate>Mon, 31 Oct 2011 16:34:36 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=2394#comment-2249</guid>
		<description>Interesting.  I live in Austin, south Austin to be exact, and my commute to work is about 30 - 45 minutes depending on what day it is and when I leave.  Right now I pay about 850 in rent for a 2 bedroom, 1 1/2 bath duplex with a back yard and carport.  I drive a Toyota Yaris, and I have a 7 year old son, and his father and I are divorced.  If I were to move closer to my work, I would most likely be paying 400 dollars more in rent every month for a much smaller apartment, which the savings in gas would likely be only about maybe from 60-100 bucks a month, and I would also have to uproot my child from his school, which has done a wonderful job in working with us with some of his speech and occupational therapies.  It amazes me how most people&#039;s solutions to things are move closer to work, ride a bike, take public transportation, when in a lot of people&#039;s lives, this just isn&#039;t practical at all. I refuse to be without my car at work in case there is an emergency with my son and I am stuck waiting for a bus or paying out the ass for a cab. And I was lucky i had my car one time when he was in daycare he fell and smacked his forehead into the sidewalk and had a nice big cut and bruise, but I was able to get to him rather quickly.  I think most people never think about these things.</description>
		<content:encoded><![CDATA[<p>Interesting.  I live in Austin, south Austin to be exact, and my commute to work is about 30 &#8211; 45 minutes depending on what day it is and when I leave.  Right now I pay about 850 in rent for a 2 bedroom, 1 1/2 bath duplex with a back yard and carport.  I drive a Toyota Yaris, and I have a 7 year old son, and his father and I are divorced.  If I were to move closer to my work, I would most likely be paying 400 dollars more in rent every month for a much smaller apartment, which the savings in gas would likely be only about maybe from 60-100 bucks a month, and I would also have to uproot my child from his school, which has done a wonderful job in working with us with some of his speech and occupational therapies.  It amazes me how most people&#8217;s solutions to things are move closer to work, ride a bike, take public transportation, when in a lot of people&#8217;s lives, this just isn&#8217;t practical at all. I refuse to be without my car at work in case there is an emergency with my son and I am stuck waiting for a bus or paying out the ass for a cab. And I was lucky i had my car one time when he was in daycare he fell and smacked his forehead into the sidewalk and had a nice big cut and bruise, but I was able to get to him rather quickly.  I think most people never think about these things.</p>
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		<title>Comment on Home-Based Business Start-up Guide by Miss T @ Prairie Eco-Thrifter</title>
		<link>http://spruceupyourfinances.com/2011/10/08/starting-a-home-based-business-guide/#comment-2208</link>
		<dc:creator>Miss T @ Prairie Eco-Thrifter</dc:creator>
		<pubDate>Tue, 11 Oct 2011 15:29:23 +0000</pubDate>
		<guid isPermaLink="false">http://spruceupyourfinances.com/?p=5379#comment-2208</guid>
		<description>Thanks for such a thorough post. It is very helpful. I have been considering opening up my own consulting business and these tips will come in very handy when I decide to proceed. Thanks for sharing.</description>
		<content:encoded><![CDATA[<p>Thanks for such a thorough post. It is very helpful. I have been considering opening up my own consulting business and these tips will come in very handy when I decide to proceed. Thanks for sharing.</p>
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