Welcome to the 264th edition of the Festival of Frugality.Â Being frugal does not necessarily mean being cheap, it just means that a person is trying to find the most economical way of spending money. There are some people that are fanatically living a frugal life. But sometimes people can go to the extreme and just become plain cheap. Which one are you? Below are the collection of articles about frugality and personal finance.
- Leave Debt Behind.com presentsÂ Frugal Living Tips For A Debt Free Life posted atÂ Leave Debt Behind saying “If you are in debt or just wanting to stay out of it, living a frugal simple life just may be the answer. Sometimes we forget that there was a time without cell phones and cable television. Here are ten great tips for those looking to live a frugal debt free lifestyle.”
- Linda@NHE presentsÂ What to do with a Lump Sum of Money posted atÂ Christian Personal Finance. People with no knowledge of what to do with a new found wealth can easily blow their money away. I’ve watched documentaries of those people who lost their lottery winnings s in just a few short years or athletes and celebrities who became instant millionaires but filed for bankruptcy.
- Sun presentsÂ Resolve to Plan Meals to $ave posted atÂ Earn More Invest Wisely at The Sun’s Financial Diary. My wife would love this article as she does this a lot: planning meals to save money and it does work!!
- Roshawn Watson presents What Are Your Financial Regrets? posted at Watson Inc. This is the one that I can relate to.Â I, too, have a lot of financial regrets and have wished that I can turn back time and reverse those decisions.
Photo Credit: TShein
- PF presentsÂ How to contact a company and how to write or file a complaint posted atÂ Life and Times Living with In-Laws saying “Though the overall theme of this is contacting a company to complain – it fits the overall theme as a method to get value from what you buy, and sampling/coupons.”
- FMF presents Free Money Finance: Buyer Bewareâ€”Are You Really Getting a Good Deal? posted at Free Money Finance saying “Are you really saving money or do you just think you are?”
- Missy Diaz presents Top 5 Mens Valentine Boxer Shorts posted at Hot Costumes Blog saying “Looking for low cost gift ideas for men this Valentines Day? Have a look at our top picks.”
- June Tree presents How Do Groupon Daily Deals Work? Where To Find One Day Deals posted at The Digerati Life saying “Save money while you shop? Check out social coupon sites like Groupon.”
- Barbara Jones presents Change of Address: 10 Reasons People Flock to the Flea Market posted at Change of Address.
- Fanny presents Get Free Stuff from Freecycle posted at Living Richly on a Budget saying “Some people still don’t know about Freecycle, which is a great way to pass on stuff you no longer use or pick up something you need without spending a dime! It’s also a great way to keep useable stuff out of landfills.”
- Sustainable PF presents Sustainability Tip#16: Frozen Produce (Not Fresh) in Winter posted at Sustainable Personal Finance saying “In many climates it is impossible to get truly fresh produce in the winter as most produce is shipped from warmer climates and is days old by the time it arrives to your grocer. Consider freezing fresh fruits and vegetables in the summer to retain nutrients and flavour!”
- Squirrelers presentsÂ Squirreling Gone Wild #20: Icing on the Birthday Cake posted atÂ Squirrelers saying “It’s always nice to score a free restaurant meal for your birthday, and even better to get two!”
- Kay Lynn Akers presentsÂ My Top 10 Freezer Essentials posted atÂ Bucksome Boomer saying “Stocking your freezer with the makings of dinner makes it easier to eat at home on those days you don’t plan.”
- Andy presentsÂ Eating out is for broke people posted atÂ moneywalks.
- pfblogger presentsÂ Eating Out on a Budget posted atÂ Personal Cents.
- Tim presents Make Starbucks Quality Lattes at Home â€“ A Detailed How-To posted at Grow Rich Simply.
- Keith Howard presents 10 Advantages to Going to a Farmer’s Market posted at Lawn Care Services.
Photo credit: Nikkinoguer
- Jeff Rose, CFP presentsÂ Steps for Creating a New Budget for the New Year posted atÂ Jeff Rose
- Stephanie Durant presentsÂ Can You Have Joy from Frugality? posted atÂ Fru-girl in Chicago.
- Tom @ Canadian Finance Blog presentsÂ Money Saving Tips for College Students on a Budget posted atÂ Canadian Finance Blog saying “Most college students try to live on a budget, however many fail to do so. Let’s look at some money saving tips for college students on a budget.”
- Chris Butterworth presentsÂ The $1000 challenge. Extreme frugal living ensues. posted atÂ Dealerity saying “For the month of February, I’m challenging myself to only spend $1000! This is mainly a video blog post, but I think it will be of interest to readers of the carnival, since it’s already become my most commented post.”
Frugal Health And Fitness
Photo Credit: Barry Kusuma
- Miss T presentsÂ 8 Tips to Help You Stay Healthy and Fight Germs | Prairie EcoThrifter.com posted atÂ Prairie Eco-Thrifter.
- Saymour Hodge presentsÂ How To Be Frugal: Fitness on a Budget posted atÂ All Things Frugal saying “It can seem hard to stay physically fit when you don’t have money for gym memberships, in-home workout equipment, yoga classes, or a personal trainer.”
- MD presentsÂ Jersey Shore Life: The True Cost of GTL posted atÂ studenomics.com saying ” A look at what a frugal person would have to spend if attempting to GTL.”
Photo credit: Debt Settlement Companies
- BWL presents Tips to Get Out of Christmas Debt posted at Christian Personal Finance.
- Tim Chen presentsÂ NerdWallet’s Best Rewards Card Roundup, Winter 2011 Edition posted atÂ NerdWallet Blog – Credit Card Watch saying “At NerdWallet, we donâ€™t believe that credit cards are one-size-fits-all. Even if a credit card advertises big rewards rates, signup bonuses, and bonus categories, that doesnâ€™t necessarily mean youâ€™ll be able to take advantage of them.”
- Odysseas presents Five Ways You Can Turn Your Debt-inspired Frown Upside Down posted at Wallet Blog.
- Debt Free Divas presentsÂ Unleashing Your Inner DIVA posted atÂ Debt Free Divas.
Taxes and Accounting
Photo Credit: BrianJMatis
- Flexo presentsÂ Tax-Free Distributions From Your IRA: Charitable Rollover posted atÂ Consumerism Commentary.
- freefrombroke presentsÂ TurboTax Online Tax Software 2010 Review posted atÂ Free From Broke saying “Using tax preparation software is a frugal way to make sure you are filing correctly. Here’s a review of one of the most popular packages – TurboTax.”
- Matthew Alberto presentsÂ Start Ups Need to Sort Out Their Bookkeeping posted atÂ Matthew Alberto .com.
- Madeleine Begun Kane presentsÂ Taxing Verse posted atÂ Mad Kane’s Humor Blog.
- Little Miss Moneybags presentsÂ Dilemma posted atÂ Little Miss Moneybags.
- Michael presentsÂ How To Loan an eBook With Your Amazon Kindle posted atÂ The Dough Roller saying “Why pay for a eBook when you can borrow it from a friend? If you know someone that owns a Kindle, youâ€™re made in the shade.”
- vh presentsÂ Darn It! How to repair a hole in your sock posted atÂ Funny about Money saying “An old-fashioned way to squeeze some extra life out of a favorite of socks.”
- PT presentsÂ 10 of the Fastest Growing Careers in the U.S. posted atÂ PTMoney saying “Get in on the ground floor with one of these careers, and know that you will be set for the next decade.”
- Save Few Bucks presentsÂ 7 Money Saving Tips to Save Money on Disneyland Vacation posted atÂ Save Few Bucks.
- Mike @ jammer(six) presentsÂ How to Stop a Cold Draft Around Your Gas Fireplace posted atÂ jammer(six).
- Robert presentsÂ 5 Ways Facebook is Costing You Money posted atÂ The College Investor.
- Mama Squirrel presents Tightwad Gazette Revisited: Notebook of Frugal Triumphs…and blessings posted at Dewey’s Treehouse.
That is it for this week’s edition. Be sure to visit the Festival of Frugality home to read the past edition’s articles or if you are interested in submitting articles or hosting the festival in the future.
Sustainable PF says
Thanks for including us in this Carnival!
Roshawn @ Watson Inc says
Thanks for much for the Editor’s pick and for hosting the carnival. I like your pictures (even the tax one, sigh)
Tom @ Canadian Finance Blog says
Great job hosting, thanks for the inclusion!
Miss T @ Prairie EcoThrifter says
Thanks for hosting the carnival and including my post. In answer to your question, I would say I am frugal and not cheap. I don’t always pay the lowest price because I put an emphasis on quality. Great theme and I liked the picks too.
Thanks for hosting!
Robert @ The College Investor says
Thanks for including my post!
Debt Free Divas says
Thanks for including us. We’ve posted the link on all of our outlets. Now I have to go through and take a look…you’ve included some wonderful resources here.