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Spruce Up Your Finances

Financial tips to keep more of your hard-earned money

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New Crypto Token – Could This Be The Next Bitcoin?

By Ken G

In 2011, when you’ve heard of bitcoin when it was priced at only $1, did you invest? How skeptical were you? I know I was!! Fast forward 10 years later, Bitcoin is now priced at $49,000 per token as of this writing so imagine if you had invested just US$100 (100 tokens) 10 years ago and held them, your investment would have been worth $4.9 million by now. New … [Read more...] about New Crypto Token – Could This Be The Next Bitcoin?

FICO Score: What It Is and The Main Categories

By ces

These percentages are based on the importance of the five categories for the general population. For particular groups - for example, people who have not been using credit long - the importance of these categories may be somewhat different. Payment History Account payment information on specific types of accounts (credit cards, retail accounts, installment loans, finance … [Read more...] about FICO Score: What It Is and The Main Categories

Traditional Vs. Roth IRA: What Are The Differences

By ces

On one of my previous article, I’ve talked about the two types of non-employer sponsored retirement plan, which is the Individual Retirement Arrangement also known as IRA: The Traditional IRA and the Roth IRA. The Roth IRA is fairly new as the plan is only 13 years old (inception is 1998 as a result of the Taxpayers Relief Act of 1997) while the traditional IRA has been … [Read more...] about Traditional Vs. Roth IRA: What Are The Differences

Traditional Vs Roth IRA: What Are The Similarities

By ces

On one of my previous article, I've talked about the two types of  non-employer sponsored retirement plan, which is the Individual Retirement Arrangement also known as IRA: The Traditional IRA and the Roth IRA. The Roth IRA is fairly new as the plan is only 13 years old (inception is 1998 as a result of the Taxpayers Relief Act of 1997) while the traditional IRA has been … [Read more...] about Traditional Vs Roth IRA: What Are The Similarities

Top 4 Reasons Why People Start an Online Business

By ces

Easy access to real-time information has made the internet the go-to source for most of us. In addition, the internet has revolutionized the way of doing business influencing and changing the habits of various shoppers. Over 800 million have shopped online worldwide and the number of internet shoppers has grown by almost 20% every year. The internet is becoming the virtual … [Read more...] about Top 4 Reasons Why People Start an Online Business

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